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6 HABITS FOR ULTIMATE FINANCIAL SUCCESS

Healthy Financial Habits You Need to Start Today Everyone's journey to success is different. However, one thing that all successful people have in common is healthy financial habits. Whether you want to achieve financial freedom or want…
How To Get Out Of Debt Before Retirement
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How To Get Out Of Debt Before Retirement

Around three out of five retirement-age individuals and couples have debt; the average has soared over $31,000 per household. People often receive lower incomes during this phase of life, making monthly loan payments even more burdensome. So…
COVID-19 Credit Card Debt Relief
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COVID-19 Credit Card Debt Relief

COVID-19 has not only changed the way we do things but the future as a whole too. During this pandemic, many people have lost their jobs, businesses, and livelihoods due to community restrictions. As a result, many people are looking for ways…
Find Debt Relief Today

Find Debt Relief Today

Our team at Mid America Debt Relief wants to ensure no one suffers from debt. Debt can be a scary thing and difficult to navigate at times. We want to find the most beneficial way to get you living the way you want to as quickly and painlessly…
Never Ignore Medical Collections
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Never Ignore Medical Collections

Uninsured and underinsured people across America struggle with medical bills. An accident or illness, like COVID-19, can leave you and your family with medical debt. It may not be your fault, either. You cannot control another person's actions…
Can't Pay Off a Payday Loan?

Can't Pay Off a Payday Loan?

If you're having trouble keeping up with payday loan payments, you're not alone. About four out of five borrowers eventually have payday debts that they can't pay off within the initial two-week timeframe. It's essential to fully understand…
Financial Decisions Following COVID-19
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Financial Decisions Following COVID-19

At some point or another, COVID-19 will pass, and life will return to normalcy. It might not be the same reality as we lived in before the pandemic, but things will start over again. People will go back to work, schools and businesses will open,…
FAQs About Our Debt Programs
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FAQs About Our Debt Programs

Debt is a scary and complicated burden to live with. Like all burdens, searching for solutions is the best way to cope with it. Along with that, debt relief programs can be very confusing. Whether you're looking to get rid of credit card debt…
Financially Surviving COVID19
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Financially Surviving COVID-19

Times are tough, but we’re all in this together. Here are some tips on how to survive this pandemic financially. How COVID-19 is Affecting St. Louis A majority of businesses are telling their employees to either work from home or are temporarily…
Payday Loan Relief
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Payday Loan Relief

The Cycle Life happens; we all know that. Sometimes, we find ourselves digging in our pockets for money that isn't there—whether it be an unexpected car repair, a trip to the ER, or even just trying to pay a bill on time. It's times like…
Credit Card Debt Relief
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Credit Card Debt Relief

Being in credit card debt can take a toll on you, and also cause a hard hit to your income. Credit card debt can take part of your income during tax refunds. In fact, over time, lenders will start to look at your debt-to-income (DTI) ration…
How Credit Card Debt Affects Long-Term Goals
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How Credit Card Debt Affects Long-Term Goals

When you are in debt, it affects your ability to pursue long-term goals for yourself and your family. This leads to constant stress, fear, anger, and even depression. You must develop a feasible plan to eliminate debt so that you can create…
How to consolidate credit card debt

How to Consolidate Credit Card Debt

For those who have multiple credit card balances, credit card debt consolidation is a smart solution to lower your monthly payments, reduce interest costs, and shorten the payoff period. What options available to you depend on a lot of factors,…
Credit Card Debt After The Holidays?
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Credit Card Debt After The Holidays?

The holidays are now over, but many people find themselves in debt. In fact, according to CNBC News, "Americans have racked up $1 trillion in credit card debt that can take years to pay off." Impulse spending, over indulging, and last minute…
New Year, Same Debt We Can Help!

New Year, Same Debt? We Can Help!

2020 has just begun. Many people are taking advantage of the start of a fresh year to make resolutions--but it can be hard to look at the New Year as a fresh start when you're still struggling with the same old debt. Have you made getting out…
Free Consultation For The Holidays

Free Consultation For The Holidays

With the holidays around the corner, debt can threaten the joy of the gift giving season. Unfortunately, debt can leave you financially drained and limit your finances well into the new year. Luckily, at Mid America Debt Relief we tackle your…
Budget-Friendly Holiday Gift Giving

Budget-Friendly Holiday Gift Giving

So you want to give a good gift this holiday season but your budget is really tight. Don't worry because there are ways you can still spread holiday cheer to others on a budget. Handmade gifts with inexpensive tools are an excellent way to give…

Tips to Not Overspend During the Holidays

Everyone loves the holidays cause there are decorations everywhere. There are parties to go to and gifts to give. However, it can be a very expensive time of the year. Many people go over their budget when it comes to holiday spending. It doesn't…
Why Personal Loans Aren't Always a Good Idea

Why Personal Loans Aren't Always a Good Idea

Personal loans are widely advertised on the radio and TV these days. The ad says you can borrow up to $30,000 and have it in your bank account by the end of the day. All you have to do is go on their website and fill out a few forms, or make…
Debt 101 Debt Management

Debt 101: Debt Management

Nobody wants to be in debt. Owing creditors can make it impossible to secure credit and negatively impact your credit score. In fact, many people feel like they're on their own and struggle to gain financial freedom. According to CNBC, "the…
How To Get Started With Debt Relief

How To Get Started With Debt Relief

We all can agree that debt appears to be easy to get into, but hard to get out of, right? When the truth is; it takes time to get into debt and it will take time to work your way to being debt-free. Whether it's credit card, student loan, mortgage,…
get lower credit card payments
Credit Card Debt

Three Tips for Dealing with Credit Card Debt

An International Business Times article from earlier this year looked at one problem many people in the United States face, credit card debt. If you are currently facing excessive credit card debt, now is the time to take the steps to reduce…
Lower Credit Card Payments

Get Lower Credit Card Payments Today!

It's not uncommon to rack up more credit card debt than you intended. Perhaps you were out of work and had no choice but to use your credit card to take care of regular expenses. Maybe your regular spending ran a little higher than you thought…
Credit Card Debt Consolidation

5 Tips to Change Your Spending Habits After Credit Card Debt Consolidation

Follow These Tips To Help Get Your Life Back On Track After Credit Card Debt Consolidation When you've turned to credit card debt consolidation in order to lower payments and escape the crushing weight of financial chaos, you're ready to take…
Credit Card Debt
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How to Prevent Credit Card Debt from Taking over Your Life

Don't Let Credit Card Debt Slow You Down Credit cards can be handy for building your credit and making important purchases. However, it is all too easy for credit card debt to take over your life. These are a few tips that can help you use…
Living Paycheck to Paycheck

3 Ways to Stop Living Paycheck to Paycheck

Ways to Avoid Living Paycheck to Paycheck Living paycheck to paycheck can be extremely stressful. You are constantly walking a financial tightrope, waiting to get paid to be able to pay bills and buy groceries, and worried that one unexpected…

3 Signs You Need Credit Counseling

Dealing with an unmanageable amount of debt is scary and overwhelming. Credit counseling is designed to help you restructure your debt and negotiate with your creditors to make things much more manageable. Here are three signs you could really…
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How to Improve Your Credit Score

In today’s society it has become nearly impossible to live your life without using credit to make purchases. Mortgages, car loans, and student loans are all staples of life for the average person. Most people also use credit cards to purchase…
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How to Budget Discretionary Spending

Many people end up in debt or financial trouble because they try to live beyond their means. The first step to pulling yourself out of debt or financial trouble is to eliminate this over-spending with a budget. When you use a budget you are…

Top 5 Indicators You are in Too Much Credit Card Debt

While there are quite a few debt calculators out there that will use your information to determine whether you fall under the definition of having too much debt, there remains the general rule of thumb that if your debt payments (including your…