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Business Owners and COVID-19

The Coronavirus, also known as COVID-19,  is not going anywhere soon. It is affecting education, the economy, families, sports teams, and businesses around the world. President Donald Trump declared a national pandemic due to the severity of…
Payday Loan Relief
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Payday Loan Relief

The Cycle Life happens; we all know that. Sometimes, we find ourselves digging in our pockets for money that isn't there—whether it be an unexpected car repair, a trip to the ER, or even just trying to pay a bill on time. It's times like…
How Credit Card Debt Affects Long-Term Goals
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How Credit Card Debt Affects Long-Term Goals

When you are in debt, it affects your ability to pursue long-term goals for yourself and your family. This leads to constant stress, fear, anger, and even depression. You must develop a feasible plan to eliminate debt so that you can create…
Credit Card Debt After The Holidays?
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Credit Card Debt After The Holidays?

The holidays are now over, but many people find themselves in debt. In fact, according to CNBC News, "Americans have racked up $1 trillion in credit card debt that can take years to pay off." Impulse spending, over indulging, and last minute…

Tips to Not Overspend During the Holidays

Everyone loves the holidays cause there are decorations everywhere. There are parties to go to and gifts to give. However, it can be a very expensive time of the year. Many people go over their budget when it comes to holiday spending. It doesn't…
Credit Card Debt

Three Tips for Dealing with Credit Card Debt

An International Business Times article from earlier this year looked at one problem many people in the United States face, credit card debt. If you are currently facing excessive credit card debt, now is the time to take the steps to reduce…
Credit Card Debt
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How to Prevent Credit Card Debt from Taking over Your Life

Don't Let Credit Card Debt Slow You Down Credit cards can be handy for building your credit and making important purchases. However, it is all too easy for credit card debt to take over your life. These are a few tips that can help you use…

Top 5 Indicators You are in Too Much Credit Card Debt

While there are quite a few debt calculators out there that will use your information to determine whether you fall under the definition of having too much debt, there remains the general rule of thumb that if your debt payments (including your…