3 Signs You Need Credit Counseling

Dealing with an unmanageable amount of debt is scary and overwhelming. Credit counseling is designed to help you restructure your debt and negotiate with your creditors to make things much more manageable. Here are three signs you could really…
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How to Improve Your Credit Score

In today’s society it has become nearly impossible to live your life without using credit to make purchases. Mortgages, car loans, and student loans are all staples of life for the average person. Most people also use credit cards to purchase…
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How to Budget Discretionary Spending

Many people end up in debt or financial trouble because they try to live beyond their means. The first step to pulling yourself out of debt or financial trouble is to eliminate this over-spending with a budget. When you use a budget you are…