Credit Card Debt Relief
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Credit Card Debt Relief

Being in credit card debt can take a toll on you, and also cause a hard hit to your income. Credit card debt can take part of your income during tax refunds. In fact, over time, lenders will start to look at your debt-to-income (DTI) ration…
How Credit Card Debt Affects Long-Term Goals
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How Credit Card Debt Affects Long-Term Goals

When you are in debt, it affects your ability to pursue long-term goals for yourself and your family. This leads to constant stress, fear, anger, and even depression. You must develop a feasible plan to eliminate debt so that you can create…
Credit Card Debt After The Holidays?
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Credit Card Debt After The Holidays?

The holidays are now over, but many people find themselves in debt. In fact, according to CNBC News, "Americans have racked up $1 trillion in credit card debt that can take years to pay off." Impulse spending, over indulging, and last minute…
New Year, Same Debt We Can Help!

New Year, Same Debt? We Can Help!

2020 has just begun. Many people are taking advantage of the start of a fresh year to make resolutions--but it can be hard to look at the New Year as a fresh start when you're still struggling with the same old debt. Have you made getting out…
Budget-Friendly Holiday Gift Giving

Budget-Friendly Holiday Gift Giving

So you want to give a good gift this holiday season but your budget is really tight. Don't worry because there are ways you can still spread holiday cheer to others on a budget. Handmade gifts with inexpensive tools are an excellent way to give…
Debt 101 Debt Management

Debt 101: Debt Management

Nobody wants to be in debt. Owing creditors can make it impossible to secure credit and negatively impact your credit score. In fact, many people feel like they're on their own and struggle to gain financial freedom. According to CNBC, "the…