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HOW TO DO A “NO SPEND SEPTEMBER,” OR CLOSE TO IT

At first glance, the task of a “no spend month” may seem daunting. However, following through with one can provide a financial “detox” that will be beneficial in any situation where debt relief is needed.Even if you are not needing…
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DEALING WITH DEBT- TOP 5 MISTAKES PEOPLE MAKE WHEN PAYING OFF DEBT

Common Mistakes to Avoid When Paying Off Debt   Are you trying to dig yourself of debt, but feel like you are stuck in the mud? If the answer is yes, you are not alone. Eighty percent of Americans are caught in the chains of debt…
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6 HABITS FOR ULTIMATE FINANCIAL SUCCESS

Healthy Financial Habits You Need to Start Today Everyone's journey to success is different. However, one thing that all successful people have in common is healthy financial habits. Whether you want to achieve financial freedom or want…
Living Paycheck to Paycheck

3 Ways to Stop Living Paycheck to Paycheck

Ways to Avoid Living Paycheck to Paycheck Living paycheck to paycheck can be extremely stressful. You are constantly walking a financial tightrope, waiting to get paid to be able to pay bills and buy groceries, and worried that one unexpected…
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How to Improve Your Credit Score

In today’s society it has become nearly impossible to live your life without using credit to make purchases. Mortgages, car loans, and student loans are all staples of life for the average person. Most people also use credit cards to purchase…
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How to Budget Discretionary Spending

Many people end up in debt or financial trouble because they try to live beyond their means. The first step to pulling yourself out of debt or financial trouble is to eliminate this over-spending with a budget. When you use a budget you are…