Frequently Asked Questions
How does your program work?
We have several different programs and we’ll help determine which one is the best for you, because not all of them are the same. We will take the time in the initial consultation to go over each plan so you can make informed decisions.
How long does your program take to complete?
Depending on the program you choose, the amount of funds you have for the program will determine the timeframe. Most programs take 24-48 months to complete, but each situation has different factors.
Is there a qualification for your program?
Most programs have no qualifications. However, if your looking for a consolidation loan, there can be prerequisites, but it will cost you nothing to find out. You will be asked to fill out our Freedom Form to see if you qualify for a loan. You can look at alternative methods of debt relief, but somethings consolidating is the right choice.
Will your program affect my credit?
In most cases, your scores may have already been affected by having significant amounts of debt. The program you choose will determine the effects on your credit score. Call us for FREE to decide which is the best option to take for your situation.
What are your fees?
The program chosen will define your fee structure. The consultation is FREE, and at that time, we will let you know what the fees are going to be.
Will all the creditors work with you?
Most creditors will work with us. But if there is one who doesn’t, we will let you know the best way if dealing with them in order to help you with your debt.
How do I get started?
The best way to get started is to set up an appointment with our team at Mid America Debt Relief. Your FREE, personal consultation will last about 55 minutes and help establish which way to get out from under your debt.